Know what's coming. Before it costs you.
sherloc connects to your accounts, learns how your business actually runs, and shows you the impact of every decision before you make it. No spreadsheets. No finance degree. Set up in minutes.
Connects to Xero, QuickBooks & Sage
Your first forward view today
UK-based, GDPR compliant
Cash forward view
Next 12 months · updated 4 minutes ago
£84,200
Verified history
£6,300/mo
March · projected
14 months
+2 since last month
Clue · MarchCash dips to £31.9k if the January hire goes ahead.
Signal · marketSterling is down 3%.
Your accounts tell you what already happened. Not what's about to.
You're carrying the day-to-day and the strategy at the same time, with numbers that are scattered, aged, or a month too slow. By the time the books show the problem, the moment to fix it has gone.
sherloc gives you the clues while they're still warm.
Costs move faster
Suppliers reprice mid-contract. Energy, rent and wages rarely move in your favour.
Demand wobbles
One big client goes quiet and the whole quarter changes shape.
Cash tightens
Profit on paper, nothing in the account. The gap shows up at the worst possible time.
Risk shows up early
The warning signs are there months ahead. Nobody has time to watch for them.
Elementary, really. Three steps to your forward view.
No pivot tables to build and calculations to double-check. sherloc does the heavy lifting from the data you already have.
1
Connect your accounts
Link Xero, QuickBooks or Sage Cloud in a couple of clicks. sherloc pulls your verified history and keeps it in sync.
2
Tell it how you run
Your team, how you make money, what you spend, how you're funded. Plain questions, answered in minutes. That's your business data and it's what makes the plan yours.
3
See your forward view
Your cash runway, success metrics, ratios - live and kept current as the real numbers land. Test any decision before you commit.
Test your next move before you make it.
Meet a solid business that has £473k in the bank and a good year pencilled in. Let's test a few decisions and watch what they do to the year ahead.
Let's hire four people.
March. £42,000 a month, fully loaded. Everyone's stretched and this feels overdue.
So we put prices up 8%.
From May. Assumes you keep 95% of clients, which is typical for a modest rise.
Then the biggest client walks.
July. £65,000 a month out the door, with a polite email and no warning.
Quick, a £300k loan.
Lands in August, repaid over 18 months. It helps. It doesn't fix it.
Back in March, you'd have seen it coming.
One client was carrying the hires. This is what sherloc does with your real numbers, every day: months of warning, not weeks.
Get sherlocIllustrative figures for a made-up company. Yours would come from your accounts and how your business runs.
£491k
Lowest point · Jan
£626k
December, against £626k baseline
Cash at bank stays above the £200k floor all year. Lowest point £491k in Jan. Year end £626k, in line with the baseline.
Everything a sharp operator needs. No deerstalker required.
Built for people who run businesses, not spreadsheet hobbyists. Every feature answers one question: what should I do next?
Forward view
See what's ahead, not just what's happened. Cash, revenue and costs, projected month by month from your real history.
What-ifs and comparison
Try a decision without living with it. Line up the paths side by side and see which one you can afford.
Active tracking
Your forward view picks up the real figures as they land each month. The plan stays live, so you never work from a stale one.
Financial metrics
Investor-ready, lender-ready numbers, calculated for you and explained in plain business language.
Reporting
A monthly report your board, bank or accountant will actually read, built automatically from the same truth.
External signals
Currency moves, macro trends and commodity prices, in front of you so you can see how they touch your business.
Also in the box:
Built for British businesses that are already trading.
Typically £200k to £10m in revenue, and any SME at the stage where every decision matters, every pound has a job, and every misstep costs time you don't have.
"You don't need a finance degree. You need to know whether you can afford the hire."
The question sherloc was built to answer
Advisor, accountant or investor working with SMEs? See sherloc for partners →
Minutes
from connecting your accounts to your first forward view
12 months
ahead, kept live as the real numbers land
One truth
shared by you, your accountant, your lender and your investors
Zero
pivots to build, maintain or apologise for
Your data stays yours.
Your access stays in your hands and your payments are handled safely. We're built for regulated partners, so we hold ourselves to their standard.
GDPR compliant
Your data is processed lawfully, and only for you.
UK-based
A London company, hosted and supported in the UK.
Fintech-grade security
Encrypted in transit and at rest. Read-only accounting access.
Built for regulated partners
Banks, lenders and accountancy networks already rely on it.
sherloc already works with leading UK partners to help you and your business.
Good company for people who run companies.
We're building the UK's biggest community for SMEs and the people who support them. No application. No secret handshake. Just join.
- Events and programmes, online and in person
- Founder-first support from people who've done it
- Early access to what we're building next
The game is afoot. Your numbers already know it.
Connect your accounts and see your forward view before the kettle's boiled. Quick to start, cancel whenever you like.
Payments via Stripe · Works with Xero, QuickBooks and Sage Cloud